Small Business Insurance

What Is Small Business Insurance?

Whether you’re in the retail, construction or financial services industry, most small business owners need small business insurance. Having it can help protect the livelihood you’ve worked so hard to build. The right small business coverage can help cover expensive damage and lawsuits from:

Accidents

Natural disasters

Professional errors

Workers’ comp claims

Types of Small Business Insurance

Small Business Insurance

Small business insurance helps protect your company’s personal property and income. It also helps safeguard you against liability claims.

More Information About Small Business Insurance

Why Do I Need Small Business Insurance?

Most states require some form of insurance for small business owners. No matter how careful you are, accidents can happen. When they do, having the right types of coverage can make all the difference. Learn more about insurance needed for small business.

What Does Small Business Insurance Cover?

There’s not a one-size-fits-all small business insurance policy that covers every claim. Many small business owners start with a BOP because it contains liability and property coverage. A BOP can help protect your business from:
Claims that it caused bodily injury or property damage to someone else’s belongings
Damage to the owned or rented building and equipment used to operate
Losing income if you can’t operate because of covered property damage
Can The Hartford Help Me Get Small Business Insurance In My State?
We proudly partner with thousands of small business owners throughout the country. If you’re looking for more information about how to get small business insurance where you live, check out our state business insurance page.

Do I Need Small Business Insurance for my LLC?

Registering your business as a limited liability company (LLC) doesn’t protect your business from risks. We created our LLC insurance specifically for small business owners. It can help keep you covered from devastating financial losses.

What Insurance Do You Need When Starting a Small Business?

Three essential types of business insurance you may need when starting a small business are:
General liability insurance
Business property insurance
Business income insurance
Our BOP bundles these three types of business insurance together to make it easier for you to protect your company.

Why Small Businesses Can Trust The Hartford

Not all insurance companies offer the same level of service. With us, you’ll find that we’re more than just an ordinary insurance company – we’re a partner. We’re dedicated to small business owners and have been protecting customers for more than 200 years. We can help you find the right type of business insurance for your company.

Small Business Insurance

Our representatives consistently earn some of the industry’s highest ratings and reviews for customer claims. We’ve also been recognized as a World’s Most Ethical Company® 12 times by Ethisphere.**

To find out how we can help protect your business, get a small business quote today.